Services for Exporters

Understanding how to manage trade risks is key to successful exporting.
The export market is an excellent opportunity for Malaysian exporters. Conducting business overseas has its many risks. As an exporter, it is important for you to understand these risks and find the right trade financing solution. MATRADE is sharing some basic information on trade financing.

The following trade financing/products/credit terms that are offered by local and international banks operating in Malaysia:

Open account

Exporter ships off goods to the importer before receiving payment. Payment terms vary from 30 to 90 days. The exporter is exposed to high risks on non-payment, protracted payment and insolvency of the importer.

Term collection

As an exporter, you have control of the goods until you receive a legally binding acceptance from the buyer regarding their debt to you.

Sight collection

As an exporter, you have control of the goods until you receive payment from the importer. A bill of lading is sent through the banking system to allow the buyer to take possession of the goods.

Unconfirmed Letter of Credit 

As an exporter, you receive an undertaking from the importer’s bank to conditionally guarantee payment. Payment is based on the condition that your documentation complies with the condition stated in the letter of credit.

Confirmed Letter of Credit

Although similar to unconfirmed Letter of credit the difference is the LC is an irrevocable undertaking by issuing bank to honour the payment obligation in the LC. In other words if the foreign bank defaults payment, the domestic bank pays you.

Cash in Advance

The importer pays for the goods as agreed on a date before the exporter ships the goods. As an exporter, you will receive payment while still keeping control of the goods.

Please contact the banks directly to find out which financial product is most suitable for your business.

  • Trade products offered
    1. Letter of Credit, Guarantees,
    2. Documentary Collections,
    3. Supplier Credit or Supplier Financing,
    4. Trust Receipts,
    5. Export Credit Refinancing,
    6. Vendor Financing
    Eligibility Requirements Companies that are incorporated in Malaysia who are directly or indirectly involved in export activity and international trade
    Documents required
    1. Audited accounts (6 months/ 3 years)
    2. company registration,
    3. purchase or export order, invoice,
    4. transport documents or any other trade related documents
    Interest/ profit rate (range) COF/ COF-i + spread %
    Fees and charges
    • Stamp duties,
    • Legal fees,
    • brokerage fee (Islamic only)
    Process of approval 30 days from the application day (subject to complete information and documentation submitted)
    Remarks
  • Trade products offered Jaguh Serantau
    (Financing with profit rate subsidy)
    Business Exports Program (BEP)
    (Developmental Program)
    Eligibility Requirements
    1. SMEs including Large Enterprise with 51% or more   of the equity held by Bumiputera.
    2. Shariah-compliant business.
    3. Product or services are having presence regionally or export-ready for regional market.
    4. Minimum of two (2) years in operations.
    5. Minimum 5% annual revenue growth and profitable for the last two (2) years of operation (except for the financial year ended 2020 and 2021, which are adversely affected by the COVID-19 pandemic period/ Movement Control Order).
    1. At least 60% Bumiputera owned Sdn Bhd company and management controlled company
    2. Minimum 3 years in business (evidenced by audited accounts)
    3. NOT a subsidiary of Public Listed Company (PLC), Multi-National Company (MNC), Government/ State Linked Company (G/SLC) or company under Menteri Kewangan DiPerbadankan (MKD)
    4. Good financial standing
    5. Open to all industries and sectors which applicable
    Documents required
    1. Copy of identity card for all directors/shareholders/partners/owners/ guarantors.
    2. Copy of valid business registration.
    3. Certified secretarial document.
    4. Audited accounts or recent management accounts.
    5. Bank account statement for the last 6 months.
    6. Business plan.
    7. Other relevant documents required by the Bank
    1. Company profile
    2. Audited Financial statement (last 3 years)
    3. Copy of Form 9 (certificate of Registration)/ Form 13 (Certificate of Incorporation on Change of Name of Company)
    4. Copy of latest Corporate Information obtained from Companies Commission Malaysia (CCM)
    5. Export Business Plan
    6. Export Revenue Statement (last 3 years)
    Interest/ profit rate (range) As per SME Bank's Risk-based Pricing (BFR+0% p.a. to BFR+2.5% p.a.), with 1.5% p.a. profit rate subsidy by the Government Not applicable
    Fees and charges Existing fees and charges which have been approved earlier by Bank Negara Malaysia Not applicable
    Process of approval Financing application will be processed and the decision thereon shall be informed within 30 working days from the date of complete information having been received by the Bank
    1. Evaluation by secretariat
    2. Export Readiness Assessment by SME Bank and/or, MATRADE and KUSKOP
    3. Presented for deliberation in BEP Project Working Committee (PWC) Meeting
    4. Presented for approval in BEP Project Steering Committee (PSC) Meeting
    Remarks Not applicable
  • Trade products offered
    1. Bank Guarantee,
    2. Letter of Credit,
    3. Shipping Guarantee,
    4. Trade Working Capital Financing Purchase
    5. Trade Working Capital Financing Sales
    Eligibility Requirements Companies (Sdn Bhd and Berhad status) that are incorporated in Malaysia in line with Bank's mandated role (i.e., any business activity related to food and agriculture and or any other business runs at gazetted land area)
    Documents required Application Documents:
      1. Financial Statement,
      2. 3 years Audited Account, Company's profile and other documents required by the Bank

    Disbursement documents

      1. TWCF: Invoice, transport documents, Bank's statement (reimbursement) and other supporting documents required by the Bank.
      2. LC : Proforma Invoice, Insurance (whenever applicable) and any supporting documents required by the Bank.
      3. BG: Sales contract or any other documents required by the Bank
    Interest/ profit rate (range) COF, BFR and Concessionary Fund
    Fees and charges

    Disbursement charges:

    • LC: 0.1% per month with minimum RM50.00
    • BG: 1.25% per annum with minimum of RM 50.00
    • Stamp Duty RM10.00
    • Rentas: RM5.00 per transaction
    Process of approval Subject to credit assessment process and approval level
    Remarks
  • Trade products offered
    1. Letter of Credit
    2. Trust Receipt
    3. Credit Bills Negotiation
    4. Outward Bills Purchased
    5. Letter of Credit Advising
    6. Inward/Outward Bills for Collection
    7. Invoice Financing
    8. Bankers’ Acceptance
    9. Foreign Currency Trade Loan
    10. Bank Guarantee
    11. Standby Letter of Credit
    12. Shipping Guarantee
    13. Supply Chain Finance
    Eligibility Requirements
    1. Incorporated under Business Act/Companies Act/Limited Liability Partnership Act/respective authorities for Sabah and Sarawak/respective statutory bodies for professional services providers
    2. More than 50% of turnover are export business
    3. Collateral: Guarantee by Credit Guarantee Corporation/Syarikat Jaminan Pembiayaan Perniagaan Berhad/fixed deposit/property
    4. Other criteria which AmBank (M) Berhad may impose from time to time
    Documents required
    1. Certified true copy of the company’s latest M&A, Annual return, Form 24 and Form 49 or the relevant constitution documents.
    2. Certified true copy of the company’s latest 2 years audited financial statements and latest management account.
    3. Certified true copy of the directors/ guarantors’ NRIC and Borang BE for the past 2 years.
    4. Debtor and Creditor Aging, if any;
    5. List of on-going projects and tendered projects with details such as Project Description, Awarder, Amount, Project Duration and Commencement Date, if any;
    6. Projected Cash Flow;
    7. CCRIS Consent Letter
    8. Any other document which AmBank (M) Berhad may require on case to case basis
    Interest/ profit rate (range) BLR/COF + (1.0% - 2.5%) p.a
    Fees and charges
    1. Facility agreement as per Stamp Act 1949
    2. Other Fees and Charge as per AmBank (M) Berhad's Standard Trade Tariff at the link below

     

    Process of approval Ranging from 30 - 45 days from the application day (subject to complete information and documentation submitted).
    Remarks
  • Trade products offered
    1. Letter of Credit-i
    2. Trust Receipt-i
    3. Credit Bills Negotiation-i
    4. Outward Bills Purchased-i
    5. Letter of Credit Advising-i
    6. Inward/Outward Bills for Collection-i
    7. Invoice Financing-i
    8. Accepted Bills-i
    9. Foreign Currency Trade Financing-i
    10. Bank Guarantee-i
    11. Standby Letter of Credit-i
    12. Shipping Guarantee-i
    Eligibility Requirements
    1. Incorporated under Business Act/Companies Act/Limited Liability Partnership Act/respective authorities for Sabah and Sarawak/respective statutory bodies for professional services providers
    2. More than 50% of turnover are export business
    3. Collateral: Guarantee by Credit Guarantee Corporation/Syarikat Jaminan Pembiayaan Perniagaan Berhad/fixed deposit/property
    4. Financing is of Shariah-compliant activities acceptable to AmBank Islamic Berhad
    5. Other criteria which AmBank Islamic Berhad may impose from time to time
    Documents required
    1. Certified true copy of the company’s latest M&A, Annual return, Form 24 and Form 49 or the relevant constitution documents.
    2. Certified true copy of the company’s latest 2 years audited financial statements and latest management account;
    3. Certified true copy of the directors/ guarantors’ NRIC and Borang BE for the past 2 years;
    4. Debtor and Creditor Aging, if any;
    5. List of on-going projects and tendered projects with details such as Project Description, Awarder, Amount, Project Duration and Commencement Date, if any;
    6. Projected Cash Flow; and
    7. CCRIS Consent Letter
    8. Any other document which AmBank Islamic Berhad may require on case to case basis
    Interest/ profit rate (range) BFR/COF-i + (1.0% - 2.5%) p.a.
    Fees and charges
    1. Facility agreement as per Stamp Act 1949
    2. Other Fees and Charge as per AmBank Islamic Berhad's Standard Trade Tariff at the link below:-
    Process of approval Ranging from 30 - 45 days from the application day (subject to complete information and documentation submitted).
    Remarks
  • Trade products offered
    1. Letter of Credit-i,
    2. Trust Receipt-i,
    3. Accepted Bills-i,
    4. Bank Guarantee-i
    Eligibility Requirements
    1. Sole-Proprietor / Partnership / Private Limited Company
    2. Business in operation for at least 3 years
    3. Minimum 2 years relationship with Maybank or minimum 3 years with other Financial Institutions
    Documents required
    1. Certified photocopies of:
      • Memorandum & Article of Association
      • Business Registration
      • Form D
      • Form 9
      • Form24 & 49
    2. Company and Holding Company profile, Particulars of Directors / Main Shareholders and a photocopy of each Director's NRIC
    3. Certified photocopies of the last 3 years of Audited Financial Accounts and latest Management Accounts, and the last 6 months of Bank Statements from other banks.
    *Terms and conditions apply. All application is subject to the Bank's credit assessment
    Interest/ profit rate (range)
    1. Trust Receipt-i: BFR + 0% to 2.00% p.a.
    2. Accepted Bills-i (AB-i): ABi COF + 0.75% to 1.00% p.a.
    Fees and charges
    1. Stamp duties: as per Stamp Duty Act
    2. Trading Fees: RM15 per every RM1.0mil, in respect of Commodity Murabahah transaction
    3. Documentation fee: maximum of RM5,000 for in-house financing documentation
    4. Other actual cost & expenses e.g. legal fees etc.
    Process of approval 20 days from the application day (subject to complete information and documentation submitted).
    Remarks
  • Trade products offered
    1. Letter of Credit
    2. Bankers Acceptance
    3. Invoice Financing,
    4. Import Loan
    5. Bank Guarantee,
    6. Shipping Guarantee
    Eligibility Requirements
    1. Locally incorporated
    2. Minimum 3 years of business operations (For partly secured facilities)
    3. At least 51% shareholding are Malaysian owned
    Documents required
    1. Audited Accounts
    2. Latest 6 months bank statements
    3. Company Constitution Documents
    Interest/ profit rate (range)
    1. COF + % (as low as 1.25%)
    Fees and charges Stamp duties 5% of the facility granted
    Process of approval 20 days upon submission (subject to complete information and documentation submitted).
    Remarks
  • Trade products offered
    1. Outward Bills for Collection
    2. Inward Documentary Credit
    3. Without Recourse Export Financing
    4. Foreign Bills Purchased/ Discounted
    5. Multi-Currency Trade Loan
    6. Domestic Bills Purchased/ Discounted
    7. Bankers Acceptance
    8. Export Credit Refinancing Pre & Post Shipment
    9. Accounts Receivable Purchase
    10. Bank Guarantee
    11. Standby Letter of Credit
    12. Quick Guarantee
    Remarks
  • Trade products offered
    1. Outward Bills for Collection-i
    2. Inward Documentary Credit-i
    3. Without Recourse Export Financing-i
    4. Foreign Bills of Exchange Purchased-i
    5. Multi-Currency Trade Financing-i
    6. Domestic Bills of Exchange Purchased-i
    7. Accepted Bills-i
    8. Accounts Receivable Transfer
    9. Bank Guarantee-i
    10. Standby Letter of Credit-i Quick Guarantee-i
    Remarks
  • Trade products offered
    1. Bill of Exchange Purchase-Authority to Purchase (BEP/AP)
      Financing against the exporter or domestic seller (borrower)'s bills of exchange and/or document drawn under sight/usance Letter of Credit that acceptable by BOCM.

    2. Bill of Exchange Purchase (BEP)
      Financing against the exporter or domestic seller (borrower)'s sight/usance export and/or domestic sales documents under collection that acceptable by BOCM.

    3. Export Invoice Financing (EIF)
      MYR/FCY Financing against export and/or domestic sales of goods/services in relation to the exporter or domestic seller (borrower)'s nature of business on open account basis.

    4. Bankers Acceptance(BA) - Export/Domestic Sales
      MYR Financing against export and/or domestic sales of goods in relation to the exporter or domestic seller (borrower)'s nature of business on open account basis
    Eligibility Requirements Exporter or domestic seller who granted BEP/AP, BEP, EIF or BA(S) facility from BOCM.
    Documents required Statutory Document, Latest 3 years' Financial Statement and any other document that prescribed by BOCM
    Fees and charges Standard charges on international trade services operations shall refer to www.bankofchina.com.my
    Process of approval Subject to the completion of the required credit assessment with statisfactory outcome.
    Remarks www.bankofchina.com.my
  • Trade products offered
    1. Bank Guarantees,
    2. Supplier Financing,
    3. Vendor Financing,
    4. Invoice & Export Financing,
    5. SBLC Issuance
    Eligibility Requirements Companies that are incorporated in Malaysia who are directly or indirectly involved in export activity and international trade and Non-Resident Companies with Trade facilities requirements onshore.
    Documents required Typically Financial Statement for 3 years and Management Account every 6 months. Summary of invoices and actual invoices depending on facilities required.
    Fees and charges Stamp duties as per LHDN charges, Arrangement Fee for selected facilities.
    Process of approval Average of 60 days from the application day (subject to complete information and documentation submitted).
    Remarks Not Available
  • Trade products offered
    1. Trade Time Loan (TTL)
    2. Onshore Foreign Currency Loan (OSFCL)
    3. Bankers Acceptances
    4. Trust Receipt (TR) Loan
    5. Bank Guarantees
    6. Shipping Guarantees
    7. Export Letters of Credit
    8. Export Collections
    Eligibility Requirements Companies that are incorporated in Malaysia who are directly or indirectly involved in export activity and international trade. May require additional KYC requirements as provisioned from time to time.
    Documents required Please refer to the respective product disclosure sheets for documentation requirements.
    Fees and charges Please refer to the respective product disclosure sheets for pricing information.
    Process of approval Process of approval varies depending on exporter. KYC needs to be in place. Pls contact Relationship Manager for further guidance or refer to products disclosure sheets.
    Remarks https://www.citigroup.com/citi/about/countries-and-jurisdictions/malaysia.html#Trade-Finance-and-Services
  • Trade products offered
    1. Letter of Credit
    2. Import Collection
    3. Export Letter of Credit
    4. Export Collection
    5. Bank Guarantee
    6. Supplier Financing
    7. Accounts Receivables Purchase / Promissory Notes Financing
    Eligibility Requirements Local and Multinational Corporate Companies in Malaysia.
    Documents required
    1. Audited Financial Statement
    2. Company Constitution Documents
      *Additional documents may be required subject to the Bank's credit assessment
    Fees and charges Stamp duties as per Stamp Duty Act
    Process of approval 30 days from the application day (subject to complete information and documentation submitted).
    Remarks https://country.db.com/malaysia/documents/other-information/Deutsche-Bank-Malaysia-Schedule-of-Charges.pdf
  • Trade products offered Bankers Acceptances (BA) / Foreign Currency Trade Financing (FCTF)
    Eligibility Requirements Companies that are incorporated in Malaysia who are directly or indirectly involved in export activity and international trade.
    Documents required Audited Financial Statements for the last 3 years / Corporate Profile (M&A, Forms 24, 44 and 49 / Details of existing borrowing / Listings of suppliers and etc
    Fees and charges
    1. Stamp Duties : As per Stamp Duty Act 1949 (Revised 1989)

    2. Disbursement Fee : Include fees for registration of charge and Power of Attorney (for property with individual or strata title and for property under master title respectively), land search, bankruptcy search and other related charges.

    3. Valuation Fee : Payable on professional valuation done on properties charged to the bank
    Process of approval 2 to 3 months
    Remarks https://malaysia.icbc.com.cn/en/column/1438058492123824181.html
  • Trade products offered
    1. Advising of Export L/C
      Facilitating the advising of a Letter of Credit issued in your favour by its correspondent banks (Letter of Credit Issuing Bank), located locally or abroad.  The Bank acts as an intermediary i.e. Advising Bank, whose primary role is to authenticate the said Letter of Credit upon receipt from their correspondent bank prior to advising the instrument to you, without any further engagement on its part.

    2. Export LC Discounting
      Supplier gets paid early based on L/C and acceptance from Issuing Bank

    3. Outward Export Documentary Collections (DA/DP)
      - A transaction whereby the exporter entrusts the collection of payment to the exporter's bank (remitting bank), which sends documents to the importer's bank (collecting bank), along with instructions for payment.

    4. Negotiation of Export Bills without LC
      Prefinance of financial documents (for example an invoice) under usual reserve which are due in the future. Discounting is with recourse: if the bank is not able to recover the funds at maturity, banks client (beneficiary) will be debited again.

    5. Bank Guarantee (BG)
      A definite undertaking by the bank (guarantor) to pay the beneficiary a certain sum of money within a specified period if the applicant (principal) fails to fulfill his contractual or other obligations of an underlying transaction.

    6. Account Receivable Purchase Scheme (APRS)
      whereby MUFG Bank purchase trade receivables at a discount from our customer (the "Seller"), on a non recourse basis in a manner of legal true-sale. The receivables are owed by pre-agreed obligors which are customers of MUFG.

    7. Onshore Foreign Currency Loan (OFCL) - Trade
      A trade financing facility for financing of exports and domestic sales under Open account terms.

    8. Bankers Acceptance (BA) - Sales
      A short term working capital facility extended by MUFG Bank (Malaysia) Berhad to a Customer (Seller) facilitating the financing of their sale/ export of goods. BA is a usance
      Bills of Exchange (BA Draft) drawn by the Customer on and accepted by the Bank to finance sale to resident, or export to non-resident supported by documentation evidencing the movement of goods between the two parties
    Eligibility Requirements Companies that are incorporated in Malaysia who are directly or indirectly involved in export activity and international trade.
    Documents required (1) Export LC to be advised to MUFG Bank (M) Bhd through swift add. BOTKMYKX.
    (2) and (3) Companies must be a client of MUFG Bank (M) Bhd
    (4), (5), (6), (7) and (8) Companies must be a client of MUFG Bank (M) Bhd and  Credit facility need to be set up for this.
    Fees and charges (1) Customer: MYR50.00 + courier charges, Non-customer: MYR100.00 + courier charges

    (2), (3) and (4) Handling commission for Foreign Currency: 0.1% (min MYR100.00, max MYR200.00) + courier charges + cable charge (MYR30.00 per cable),
    Handling Commission for Ringgit: Commission In-Lieu of Exchange - 0.1% (min MYR100.00, max MYR500.00) + courier charges  + cable charge (MYR30.00 per cable). Please refer to our Tariff and Charges as at June 2022 at www.bk.mufg.jp/malaysia/productsandservices/productsservices_commercial/index.html

    (5) BG commission at 1.2% per annum (min MYR100.00 per BG) + courier charges (if required)

    (6), (7) and (8) Please refer to our Tariff and Charges as at June 2022 at https://www.bk.mufg.jp/malaysia/productsandservices/productsservices_commercial/index.html
    Process of approval (1) and (3) N/A
    (2) T + 1 basis subject to available limits for issuing bank.
    (4) Upon setting up of credit facility, bills can be discounted on T + 1  basis.
    (5) Upon setting up of credit facility, BG can issued on T + 1  basis subject to acceptable BG wording.
    (6) Upon setting up of credit facility, ARPS can  be drawdown on T + 2  basis.
    (7) Upon setting up of credit facility, OFCL Trade can  be drawdown on T + 2  basis.
    (8) Upon setting up of credit facility, BA sales can  be drawdown on T + 2  basis.
    Remarks (1) and (5) https://www.bk.mufg.jp/malaysia/productsandservices/others/index.html
    (2), (3), (4), (6), (7) and (8) Nil
  • Trade products offered
    1. Letter of Credit
    2. Inward Bills for Collection
    3. Outward Bills for Collection
    4. Shipping Guarantee, Endorsement of Airway Bill/Parcel Post Receipt/Bill of Lading
    5. Bank Guarantee/Standby Letter of Credit
    6. Bankers’ Acceptance
    7. Onshore Foreign Currency Loan
    8. Invoice Financing, Trust Receipt
    9. Foreign / Domestic Bill of Exchange Purchased
    10. Foreign / Domestic Bill of Exchange Purchased- Authority to Purchase
    11. Advance Against Trade
    12. Export Credit Refinancing
    Eligibility Requirements Companies that are incorporated in Malaysia who are directly or indirectly involved in export activity and international trade. The companies must satisfy the bank's credit underwriting policies and complies with the bank's compliance  / due diligence procedures
    Documents required As per PDS, for drawdown on the transaction basis, application forms, invoice, transport documents and other satisfactory documentary evidence of the trade transaction
    Fees and charges

    Stamp Duties : As per Stamp Duty Act 1949 (Revised 1989)

    Disbursement Fee : Include fees for registration of charge and Power of Attorney (for property with individual or strata title and for property under master title respectively), land search, bankruptcy search and other related charges.

    Valuation Fee : Payable on professional valuation done on properties charged to the bank
    Process of approval 2 to 3 months
    Remarks https://malaysia.icbc.com.cn/en/column/1438058492123824181.html
  • Trade products offered
    1. Letter of Credit (LC)
    2. Inward Bills Collection (IBC)
    3. Shipping Guarantee (SG) / Advance Endorsement (AE)
    4. Letter of Credit Advising (LA)
    5. Letter of Credit Transfer (LT)
    6. Letter of Credit Confirmation
    7. Outward Bills Collection (OBC)
    8. Bank Guarantee (BG)
    9. Standby LC (SBLC
    10. Banker's Acceptance (BA)
    11. Trust Receipt (TR) / Foreign Currency Trust Receipt (FCTR)
    12. Invoice Financing (IF) / Foreign Currency Invoice Financing (FCIF)
    13. Packing Credit (PC)
    14. Bills of Exchange Purchase (BEP)
    15. Credit Bills Purchased (CBP)
    16. Export Credit Refinancing (ECR)
    17. Factoring
    18. Supplier Finance (SF)
    19. Account Receivables Purchase (ARP)
    20. Dealer/Distributor Finance (DF)
    Eligibility Requirements Companies that are incorporated in Malaysia who are directly or indirectly involved in export activity and international trade
    Documents required
    1. Company’s profile
    2. Registration documents example: SSM; approval from any local authorities such as MITI; MIDA.
    3. Bank statement for the past 6 months
    4. Annual Report
    5. Key suppliers and buyers
    Fees and charges

    Fees and charges are according to the product features. https://www.uob.com.my/corporate/fees-and-rates/trade-services.page

    Process of approval The process of approving the credit facility is subject to the amount requested and complexity of the case. Generally, the turnaround for approval about a month.Credit cases are process by independent credit approver team
    Remarks https://www.uob.com.my/corporate/transaction/trade-services/export-services.page
  • Trade products offered
    1. Advising of Export L/C
      With a wide network of correspondent banks globally, the Bank can promptly authenticate the inward Letter of Credit received in your favour and advise you in the most expeditious manner

    2. Bills Negotiation
      Immediate advance to exporters or sellers against presentation of compliant documents against Letter of Credit, without the need of pre-approved trade facilities

    3. Bills of Exchange Purchased/Discounted (BEP/D)
      Facility whereby the bank purchases your outward bills for collection and credits your account immediately

    4. Outward Export Documentary Collections (DA/DP)
      Handling of foreign or domestic outward collection documents based on customer’s instructions to obtain payment or acceptance

    5. Bank Guarantee (BG)
      An undertaking by the Bank to pay an agreed sum to the beneficiary in the event that the Guarantee's applicant fails to perform its obligations

    6. Bankers Acceptance (BA) - Sales
      A short-term financing for your export or sales of goods to local or international buyer

    7. Flexi Trade Loan (FTL) - Sales
      A flexible solution which allows you to cover financing for both tangible goods and services under your exports or local sales transactions
    Eligibility Requirements
    • Malaysian controlled or owned businesses
    • Business must be minimum 3 years in operations
    • Viable business with proven track record and ability to meet financing obligations
    • Key director(s)/management must have minimum 3 years’ experience in the similar line of business
    • Confined to the Shariah Compliant business/requirement (For Islamic Facilities)
    • Company that is involved directly or indirectly in export activity and international trade
    *Terms and conditions apply. All application is subject to the Bank's credit assessment
    Documents required
    1. 3 years financial Statutory documents of business
    2. 6 months bank statements
    3. Any other document which the Bank may require on case-to-case basis
    *Terms and conditions apply. All application is subject to the Bank's credit assessment
    Interest/ Profit Rate (range)

    Up to BLR/ BFR + 1.35% p.a.
    Up to COF/ iCOF + 2.75% p.a.

    Fees and charges

    Please refer to the respective Trade product for fees and charges information at https://www.affinalways.com/en/fees-and-charges

    Process of approval 30 to 45 days upon submission of Application date (subject to complete information and documentation submitted)
    Remarks Please refer to https://www.affinalways.com/en/corporate-trade-finance for detail of Trade products and services
  • Trade products offered
    1. Outward Bills for Collection-i
    2. Inward Bills for Collection-i
    3. Wakalah Bank Guarantee-i
    4. Over-the-counter Wakalah Bank Guarantee-i
    5. Documentary Credit-I
    6. Over-the-counter Documentary Credit-i
    7. Standby LC- i
    8. Accepted Bills-i
    9. Trust Receipt-i
    10. Promissiory Notes - i
    11. Export Negotiation-i
    12. Shipping Guarantee-i
    13. Invoice Financing-i
    Eligibility Requirements
    • In operation for 3 years and above
    • Profitable business
    Documents required
    • For pre-screening, we just need the below documents
    • Audited account for 3 years
    • Latest management account
    Interest/ Profit Rate (range)

    BFR / COF + (1.25% - 2.50%) p.a

    Fees and charges
    • Stamp Duty as per Stamp Duty Act 1949
    • Legal fees
    • Other actual cost and charges as per Alliance Bank (M) Berhad standard tariff
    Process of approval Within 30 days from application day (subject to complete information and documents submitted)
    Remarks General Trade Financing information: https://www.alliancebank.com.my/business/trade-finance/trade-finance

Pengumuman

Dengan hormatnya MATRADE ingin memaklumkan kepada semua pengeksport Malaysia bahawa Program Pembangunan Eksport Bumiputera, Wanita dan Belia telah ditangguhkan sehingga pemberitahuan selanjutnya. Segala kesulitan yang timbul amat dikesali.

Bagi syarikat yang baru mengeksport, MATRADE mempunyai tiga program intensif untuk mempercepatkan tahap kesediaan eksport untuk Perusahan Kecil dan Sederhana (PKS). Program Pembangunan Pengeksport Wanita (WEDP), Program Pembangunan Pengeksport Belia (YEDP) and Program Pembangunan Pengeksport Bumiputera (BEDP) merupakan kemudahan sokongan eksport untuk kumpulan sasaran dimana setiap satu disesuaikan khusus untuk meningkatkan pembangunan eksport dan prestasi melibatkan tiga kumpulan utama yang terdiri daripada Wanita, Belia dan Bumiputera. Statistik telah menunjukkan bahawa ketiga - tiga kumpulan ini dari segi sejarah menunjukkan tahap penyertaan eksport yang rendah di Malaysia.

Syarikat yang berminat dengan program khusus WEDP, YEDP dan BEDP boleh memohon terus dengan menghubungi unit berkenaan di talian yang tertera di bawah. Permohonan mesti dibuktikan dengan dokumen yang disahkan dan semua pemohon mesti memenuhi standard kriteria penyertaan. Syarikat yang telah berjaya disenarai pendek akan tertakluk kepada audit, temu duga dan penilaian oleh MATRADE sebelum pemilihan akhir.

MATRADE menggunakan model Exporters' Readiness and Capability Assessment (ERCA) untuk menilai syarikat untuk dipilih ke dalam program tersebut. Syarikat terpilih akan menjalani program tersebut selama tiga tahun.

Kriteria:

ProgramProgram Pembangunan Pengeksport Wanita (WEDP)Program Pembangunan Pengeksport Belia
(YEDP)
Program Pembangunan Pengeksport Bumiputera (BEDP)
Ketua Pegawai Eksekutif/Pengarah Urusan Wanita Belia Bumiputera
Ekuiti Majoriti atau sekurang-kurangnya 51% dimiliki oleh wanita

Majoriti atau sekurang-kurangnya 51% dimiliki oleh belia
(Belia dalam konteks ini ditakrifkan sebagai antara umur 20-40 tahun)

Majoriti atau sekurang-kurangnya 51% dimiliki oleh Bumiputera
Status Syarikat
Local Business Presence
  • Telah beroperasi sekurang-kurangnya 3 tahun di Malaysia
  • Mempunyai footprint / presence / saham dalam pasaran domestik Malaysia
Sektor Industri Terbuka. Sama ada barangan atau perkhidmatan
Faedah:

PKS yang dipilih untuk sama ada program WEDP, YEDP atau BEDP boleh memperoleh faedah berikut daripada program tiga tahun:

  • Bimbingan perniagaan dan intensive hand-holding support. okongan eksport akan disediakan oleh pegawai berpengalaman dan terlatih yang mempunyai pengetahuan luas dalam promosi eksport melalui pendedahan selama bertahun-tahun dalam perdagangan eksport. Jurulatih disokong oleh pegawai dari Unit Pembangunan Pengeksport Wanita, Belia dan Bumiputera yang akan berkhidmat sebagai pegawai projek perhubungan yang bertanggungjawab ke atas prestasi dan rekod syarikat.
  • Latihan peningkatan kemahiran akan dijalankan pada setiap suku tahun dalam bentuk seminar, bengkel dan simposium. Kehadiran dan penyertaan dalam acara yang dianjurkan oleh MATRADE ini adalah percuma. Latihan peningkatan kemahiran ini meliputi topik kritikal seperti:
    - Cross Cultural Understanding In International Business
    - Langkah-langkah untuk Berjaya Mengeksport
    - Komunikasi Perniagaan Antarabangsa
    - Kemahiran Perundingan Berkesan
    - Merangka Pelan Eksport & Strategi Kemasukan Pasaran
    - Effective Bookkeeping for Exporters
    - Penjenamaan untuk Pasaran Global
  • Pendedahan kepada pasaran global melalui penyertaan aktif dalam aktiviti promosi perdagangan antarabangsa yang diadakan di luar negara. PKS terpilih akan diberi peluang untuk mempromosikan produk dan perkhidmatan mereka di pameran perdagangan antarabangsa, misi jualan yang disesuaikan dan misi pemasaran khusus.
  • Ruang pameran percuma untuk pendedahan pasaran, publisiti dan peluang mempamerkan produk atau perkhidmatan untuk tempoh 12 bulan di Pusat Pameran Eksport Malaysia (MEEC). MEEC ialah pusat pameran tetap bagi barangan dan perkhidmatan buatan Malaysia berorientasikan eksport yang terletak di Menara MATRADE, Kuala Lumpur.
  • Sesi rangkaian dan bimbingan di kalangan PKS dan syarikat yang lebih besar membantu meluaskan jangkauan perniagaan melalui perkongsian pengetahuan. Syarikat mempelajari melalui sesi perkongsian dan pencapaian syarikat lain.
  • Pembangunan kualiti kepimpinan dan keusahawanan. Sesi ini memupuk dan membangunkan ciri-ciri yang membantu dalam membina hubungan interpersonal yang seterusnya penting untuk kerjasama perniagaan

Pertanyaan

Unit Perusahan Mikro Kecil & Sederhana
Tingkat 2, Menara MATRADE,
Jalan Sultan Haji Ahmad Shah,
50480 Kuala Lumpur
Tel: 603-6207 7077
Faks: 603-6203 7194

MATRADE’s Bumiputera Exporters Development Programme (BEDP) and Women Exporters Development Programme (WEDP) are export assistance programmes designed for small and medium-sized Bumiputera and women-owned businesses that are new to, or have limited experience in exporting. These programmes help SMEs develop the necessary skills and knowledge to penetrate and further expand their export markets.

Designed and managed by MATRADE, these programmes give participants the best possible start to exporting by providing valuable advice, information and assistance in selected overseas markets. Under these programmes participants are expected to complete a 3-year programme that will expose them in export promotional activities, trainings, seminars and visitation programmes in enhancing their capability and knowledge to become sustainable exporters.

Eligibility Criteria

BEDP and WEDP were designed specifically for new and irregular exporters with limited experience who are capable and willing to develop the skills needed to become a sustainable exporter. Due to overwhelming responses from Bumiputera and women owned businesses in joining these programmes, participations are based on invitation basis and limited to 12 businesses per intake per year for each programme. Selection into the programme is based on merit and consensus by the New Exporters Development Unit Committee members.

To be eligible for these programmes your business should be:

  • A Sendirian Berhad (SDN BHD) company with at least 51% equities of the company owned by Bumiputera entity and has a valid Malaysian Company Registration Number with Suruhanjaya Syarikat Malaysia (SSM). Preference will be given to 100% owned Bumiputera Company. (For Bumiputera Exporter Development Programme).
  • A Sendirian Berhad (SDN BHD) company with at least 51% equities of the company owned by Malaysian women entity and has a valid Malaysian Company Registration Number with Suruhanjaya Syarikat Malaysia (SSM). Preference will be given to 100% Malaysian owned company. (For Women Exporter Development Programme).
  • Able to provide Ministry of Finance Bumiputera registration forms (For Bumiputera Exporter Programme).
  • Able to provide EPF statement, form 24 and 49.
  • In business for at least 4 years and have some experience in both domestic and export markets.
  • Malaysia as its main place of business and not as their marketing office or representative office.
  • Never previously been signed on to MATRADE Trade Outreach Programme (MTOP) or Women Trade Outreach Programme (WTOP) either directly or indirectly through their stake holders.
  • In total control of production, operation and marketing of products or services offered. Export agents / brokers, traders or OBM and OEM suppliers will not be considered.
  • In sound financial status with healthy cash flow and able to provide audited financial account for the last 3 financial years.

In addition, your business must be export-ready and have:

  • A product or service with clear export potential.
  • Management commitment to becoming an exporter and developing the export side of the business, including a willingness to visit the market if appropriate.
  • A team of at least 2 personnel from company whom will dedicate their time and resources in ensuring the success of this programme.
  • An understanding that the company will need to participate in compulsory training courses before participating in any export promotional activities.
  • Marketing materials, such as a packaging, website or brochure, with an understanding that materials specific to the international market may need to be developed.
  • The capacity to build supply capability and able to cater for export demand.
  • An export market plan strategy with three (3) years forward planning for MATRADE assessment.

Benefits Under These Programmes

Participants under these programmes will be supervised by one of the officers of the New Exporters Development Unit and are entitled to receive the following services:

  • Assistance in the form of selecting an export market/s.
  • Entitlement to participate up to three (3) Export Promotional Activities per year for 3-year programme period. Export Promotional activities comprise participation in International Trade Exhibition, Specialised Selling Mission, Trade and Investment Mission and Individual Business Mission.
  • Free participation in any MATRADE’s organised seminars at MATRADE headquarters.
  • Free participation in field trips and visitation programmes to selected private and government sectors related to companies business.
  • 12 months fees waiver for exhibiting products at MATRADE’s MEEC

Responsibilities Of Participants

Participants are required to:

  • Commit resources and reasonable management time to the programme.
  • Participate and provide full co-operation in any market research organised by MATRADE.
  • Accountable to action directly or indirectly taken by company personnel that affect the programme.
  • Abide to regulation and rules as stipulated in terms and condition of the programme.
  • Be aware that the entitlements to participate in Export Promotional Activities are subjected to MATRADE approval and their entitlement is up to 3 events per year (non-exclusive basis) for 3-year programme. If company fails to utilise their entitlement for the year then it will be forfeited.
  • Be aware that MATRADE have the rights to terminate or suspend any participants which fail to perform or co-operate during the duration of the programme without explanation.

 

 

  • Enquiries

    For further enquiries, please contact:

    Address :

    New Exporters Development Unit
    Level 9, Menara MATRADE,
    Jalan Sultan Haji Ahmad Shah,
    50480 Kuala Lumpur 
    Tel : 03-6207 7077 
    Fax : 03-6203 7251

Pameran dan Persidangan Perdagangan Antarabangsa adalah salah satu cara promosi perdagangan yang paling berkesan dan terkini di Malaysia. Negara ini mempunyai kemudahan yang mencukupi serta bertaraf antarabangsa untuk menganjurkan pameran dan persidangan antarabangsa dalam negara. Pameran dan persidangan semakin besar dan lebih terperinci. Ke arah mempromosi industri pameran dan persidangan di negara ini, Kerajaan memutuskan bahawa semua acara perdagangan, baik berstatus tempatan dan antarabangsa, berdaftar dengan MATRADE.

PENGUMUMAN

Notis pelaksanaan yuran pemprosesan untuk Pendaftaran dan Pengiktirafan Pameran dan Persidangan Perdagangan yang diadakan di Malaysia berkuat kuasa 1 Mac 2024 (permohonan sekurang-kurangnya 6 bulan sebelum acara).

PENDAFTARAN

Acara-acara yang layak untuk pendaftaran ialah Pameran Perdagangan, Persidangan atau kedua-duanya, yang diadakan di Malaysia. Faedah yang bakal diperoleh dari pendaftaran acara-acara ini dengan MATRADE adalah:

  • Penyenaraian acara dalam portal MATRADE;
  • Penyenaraian acara dalam direktori MATRADE dan brosiur pameran perdagangan dan industri di Malaysia;
  • Promosi acara melalui pejabat wilayah dan pejabat Perdagangan MATRADE di luar negara; dan
  • Promosi acara semasa aktiviti promosi MATRADE.

KRITERIA UNTUK PENDAFTARAN

  • Penganjur mestilah merupakan syarikat tempatan atau asing yang berdaftar;
  • Tempat pameran hendaklah dilengkapi dengan peralatan dan kemudahan yang sesuai;
  • Penganjuran acara mesti memenuhi ruang kasar minimum seluas 1,000 meter persegi; dan
  • Penganjuran acara ini menampilkan produk, teknologi atau perkhidmatan yang selaras dengan keperluan industri.

PERMOHONAN

Permohonan untuk pendaftaran acara boleh dibuat secara dalam talian melalui Borang Pendaftaran MATRADE (Borang R1). Sila serahkan salinan cetak Borang R1 yang telah lengkap diisi bersama-sama dengan:

  • Memorandum Persatuan (untuk Syarikat) / Sijil Pendaftaran daripada Pendaftar Pertubuhan (untuk Persatuan), jika anda adalah pemohon kali pertama;
  • Bukti tempahan tempat daripada pengendali tempat; dan
  • Satu set bahan promosi acara contoh: risalah atau risalah

YURAN PEMPROSESAN PENDAFTARAN

  • Pendaftaran bagi Acara Perdagangan Antarabangsa yang diadakan di Malaysia adalah WAJIB; dan
  • Yuran pendaftaran adalah RM100.00 bagi setiap permohonan untuk sesuatu acara (Yuran tidak boleh dikembalikan).

Nota: Pendaftaran tidak melayakkan penganjur menggunakan logo MATRADE pada mana-mana bahan atau media promosi.


PENGIKTIRAFAN

Pengesahan Pameran dan Persidangan Perdagangan Antarabangsa menambah kredibiliti kepada sesuatu acara dan membantu penganjur mempromosikan acara tersebut dengan lebih berkesan. Acara yang layak untuk pengesahan ialah Pameran Perdagangan atau Persidangan dengan Pameran Perdagangan.  Manfaat menyokong acara dengan MATRADE adalah seperti berikut:

  • Penyenaraian acara dalam Portal MATRADE;
  • Penyenaraian acara dalam direktori MATRADE dan brosiur pameran perdagangan dan industri di Malaysia;
  • Promosi acara melalui pejabat wilayah dan luar negara MATRADE;
  • Promosi acara semasa aktiviti promosi MATRADE;
  • Penggunaan logo MATRADE dengan kapsyen "DIIKTIRAF OLEH" pada semua bahan bercetak; dan
  • Syarikat adalah layak untuk pembayaran balik perbelanjaan untuk menyertai pameran atau pameran perdagangan antarabangsa yang diadakan di Malaysia, dengan pengesahan oleh MATRADE jika pameran perdagangan itu tidak dianjurkan oleh MATRADE

KRITERIA UNTUK PENDAFTARAN

  • Penganjur mestilah syarikat tempatan atau asing yang berdaftar;
  • Tempat pameran hendaklah dilengkapi dengan peralatan dan kemudahan yang sesuai;
  • Penganjuran acara mesti memenuhi ruang kasar minimum seluas 1,000 meter persegi;
  • Penganjuran acara perlu menampilkan produk, teknologi atau perkhidmatan yang selaras dengan keperluan industri; dan
  • Penganjur dikehendaki mengemukakan Laporan Beraudit (Baru) bagi Pameran Terdahulu yang telah diadakan di Malaysia dan mematuhi sekurang-kurangnya satu daripada kriteria berikut:
    • sekurang-kurangnya 20% peserta pameran adalah peserta dari luar negara, atau
    • sekurang-kurangnya 20% ruang pameran telah disewakan kepada pempamer asing, atau; dan
    • sekurang-kurangnya 10% daripada pelawat adalah terdiri dari pelawat perdagangan asing.

Nota: Dalam mana-mana kes, sekiranya penganjur tidak dapat menyediakan laporan yang telah diaudit untuk menunjukkan pematuhan dengan kriteria di atas, atau jika acara itu semata-mata merupakan acara Persidangan sahaja, MATRADE hanya akan mendaftarkan acara tanpa pengiktirafan.

PERMOHONAN

Permohonan untuk pengesahan acara boleh dibuat secara atas talian melalui Borang Pengiktirafan MATRADE (Borang E1). Sila serahkan salinan cetak Borang E1 yang telah lengkap diisi bersama-sama dengan:

  • Memorandum Persatuan (untuk Syarikat) / Sijil Pendaftaran daripada Pendaftar Pertubuhan (untuk Persatuan), sekiranya anda adalah pemohon kali pertama;
  • Laporan Audit penganjuran acara sebelumnya daripada juruaudit bertauliah atau syarikat pengurusan pangkalan data;
  • Bukti tempahan tempat daripada pengendali tempat; dan
  • Satu set bahan promosi acara, contoh: risalah atau risalah.

YURAN PEMPROSESAN UNTUK PENGIKTIRAFAN

  • Yuran pemprosesan untuk Pengiktirafan Acara Perdagangan Antarabangsa yang diadakan di Malaysia ialah RM5,000.00 bagi setiap permohonan untuk sesuatu acara. (Tidak akan dikembalikan).

PENAFIAN UNDANG-UNDANG / SYARAT PENGGUNAAN

MATRADE tidak akan bertanggungjawab terhadap sebarang keputusan yang terhasil untuk permohonan yang ditolak.

Yuran pemprosesan untuk permohonan tidak akan dikembalikan.

Permohonan yang diterima tidak menjamin acara tersebut akan DIIKTIRAFKAN / DIDAFTARKAN oleh MATRADE. Kelulusan akan diberikan secara bertulis; dan

Dengan menggunakan logo MATRADE, pengguna bersetuju untuk mematuhi sepenuhnya dan terikat dengan terma undang-undang kami seperti berikut:

  • Pematuhan Undang-undang: Pengguna bersetuju untuk mematuhi semua undang-undang yang terpakai dan dengan semua arahan, perintah, keperluan dan arahan yang diberikan kepada pengguna oleh mana-mana pihak berkuasa yang kompeten untuk berbuat demikian di bawah mana-mana undang-undang yang berkenaan. MATRADE berhak untuk menyiasat aduan atau melaporkan pelanggaran Terma Undang-undang kami dan untuk mengambil sebarang tindakan yang kami anggap sesuai, termasuk tetapi tidak terhad kepada melaporkan sebarang penyalahgunaan atau aktiviti yang disyaki menyalahi undang-undang kepada pihak berkuasa penguatkuasaan undang-undang atau mengambil sebarang tindakan undang-undang terhadap pengguna.
  • Penggunaan: Logo MATRADE hendaklah digunakan untuk tujuan program yang disebutkan di atas sahaja. Penggunaan logo MATRADE untuk sebarang tujuan lain tanpa kelulusan bertulis MATRADE adalah dilarang sama sekali. MATRADE berhak untuk membuat tuntutan terhadap pengguna bagi sebarang kerugian atau kerosakan yang dialami akibat penggunaan logo MATRADE secara cuai oleh pengguna.
  • Harta Intelek: Logo MATRADE adalah Harta Intelek dan tanda dagangannya dilindungi oleh undang-undang hak cipta dan undang-undang lain yang berkenaan. Logo MATRADE tidak boleh disalin, diterbitkan semula atau ditiru sama ada secara keseluruhan atau sebahagian, melainkan dibenarkan secara bertulis oleh MATRADE. Pengguna hendaklah bertanggungjawab untuk sebarang tuntutan sekiranya penggunaan logo MATRADE melanggar paten, hak cipta atau reka bentuk berdaftar; dan
  • Indemniti: Pengguna perlu melepaskan MATRADE daripada sebarang tuntutan undang-undang yang berkaitan ke atas penggunaan logo MATRADE. Dalam apa jua keadaan, MATRADE tidak akan bertanggungjawab untuk sebarang kerosakan sampingan, berbangkit atau apa-apa jua yang timbul daripada penggunaan logo MATRADE oleh pengguna.

Maklumat lanjut dan penyerahan permohonan:

PUSAT PAMERAN EKSPORT MALAYSIA
Menara MATRADE,
Tingkat 5 Sayap Barat,
Jalan Sultan Haji Ahmad Shah,
50480 Kuala Lumpur
Tel: +603-6207 7453 / 7452
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